WOW 2021 started with some much excitement that we have got through 2020 and it was a new beginning, but it wasn’t quite what we all expected.  I’m not complaining, and I have nothing to complain about, but it has definitely given me more perspective. There have been times in 2021 with the pandemic, lock downs, earthquake, floods, wind, no power that I thought the world was going to end, but here we all are still.